Your employer may offer you a Qualified Small Employer Health Reimbursement Arrangements (QSEHRA) instead of traditional Employer Sponsored Insurance (ESI). A QSEHRA is a health savings account provided by small businesses (under 50 full-time employees) used to purchased health insurance on Georgia Access. Remaining funds can be used to pay qualified medical expenses. If you have a QSEHRA, you may also be eligible to receive Premium Tax Credits (PTCs) depending upon your employer’s contributions. You can enroll in health care coverage using funds from a QSEHRA at Open Enrollment. If your employer newly offers you a QSEHRA in the middle of the year, you can enroll in health care coverage with an Special Enrollment Period (SEP).
Individuals who are offered a QSEHRA should determine whether the QSEHRA meets the federal affordability standard. To find out if your employer’s QSEHRA is considered affordable, please visit Georgiaaccess.ga.gov to download a copy of the QSEHRA worksheet.